Germain Ford Finance Center in Sidney, Ohio

Ford Finance Center - Germain Ford of Sidney

Germain Ford of Sidney is dedicated to helping our customers find a vehicle they love while simultaneously meeting their financial needs. Our Finance Center is home to a team of professionals that have the expertise necessary to help you get behind the wheel of a vehicle that both your head and heart can agree on. No matter what your credit score or credit history looks like, we’re confident that we can help get you approved! We maintain close relationships with specialized lenders and can help you take advantage of the latest offers and incentives to maximize your savings. Don’t waste your time at other dealers that view you as nothing more than a number. Visit Germain Ford of Sidney and experience the difference that one-on-one attention and care can make when shopping for your next vehicle.

Ford Escape

Calculate Your Payment Today

An excellent way to begin your search for your next Ford vehicle is to use our handy payment calculator tool. This tool makes it easy to determine how much you can afford to spend based on your financial situation. Simply enter the vehicle price, choose your interest rate, and select your payment term. There’s also an option to add a down payment and include the value of your trade-in vehicle. Shoppers can view a comprehensive breakdown of their estimated monthly payment based on these factors. You’ll have the freedom to adjust these numbers and personalize your payment to match your needs. Click on the link below to get started now!

Payment Calculator

Ford Credit Approval

Get Approved Today

Looking for a way to save time at the dealership? Our helpful online financing approval application helps streamline the process and gets you a head start on shopping for your next vehicle. From the comfort of your home, office, or virtually anywhere – you can apply and get approved for financing. Simply provide some basic information about yourself and your vehicle of interest and you can get approved in a matter of minutes. This safe and secure tool makes it simple to get approved today!

Apply for Financing

Ford Credit Services

Ford Credit Services

When you finance your vehicle through Ford Credit, you’ll be able to take advantage of a number of perks and benefits. Included with your account is a dedicated login where you can easily make payments online, view your remaining balance, check your account status, and much more all from your smartphone or computer. Convenient and simple to use, our team is standing by to help you set up your account and answer any questions related to accessing services through Ford Credit.

Visit Ford Credit Account Manager

Ford Finance – Frequently Asked Questions

Is it better to lease or buy my next car?

Choosing between a lease or financing your next vehicle involves considering a variety of factors. Do you always crave the latest technology and styling? Lease terms are typically shorter in length and give you access to the most current features while giving you the flexibility to change vehicles at the end of your lease. On the other hand, do you prefer to have a lower monthly payment or do you typically keep your vehicles for a longer period of time? Financing can make the most sense in cases like these. Still having trouble deciding? Our team is here to help you make the best choice for your personal preferences by providing you with all the information you need.

How can I get a lower monthly payment on my next purchase?

Use our payment calculator to determine exactly how much you’re comfortable spending on a monthly payment. Longer payment terms can help lower your monthly payment if you desire. Applying a trade-in or placing a larger down payment can both contribute to lower monthly payments if they apply to your situation.

Can I purchase my vehicle at the end of a lease?

Absolutely! We understand that you’re not ready to part ways at the end of your lease. Contained in your lease contract is a price at which you’ll be able to purchase the vehicle. Even better, we can help provide you with additional financing options to make the process even smoother.